Expert financial advice that won't cost you a cent IMPACT Community Services is offering people struggling to make ends meet free one-on-one sessions with a financial expert. These sessions are part of IMPACT’s on-site financial literacy supports, which are ramping up in 2021. As well as the weekly one-on-one sessions there will be monthly workshops delivered by a financial advisor at IMPACT’s 108 Bargara Rd premises. It’s all part of our Community Navigators program which helps people access support for their individual needs. Community Navigators support worker Leigh said the workshops and one-on-one sessions would help people understand key elements of using money wisely. Leigh said while many people were struggling financially, there were options available to them that they might not be aware of. She said the financial supports would focus on: How to make your money go further; The importance of saving; How to get a good credit rating; How to fix a bad rating; Basics such as meal planning; and Debt consolidation. “If you think you are the type of person who can't save, then this workshop is for you,” Leigh said. “There are just so many more temptations to get easy money and not adequately judge the consequences these days. “Community Navigators is here to assist anyone who has fallen down and needs financial guidance with these excellent workshops run by an expert in the field.” The workshops and one-on-one sessions will be run by Paul D’Costa from The Salvation Army. Paul will be available for financial counselling every Thursday from 10am to 2pm. “Everything I do with a client is private and confidential and I am bound by a code of ethics and professional boundaries,” Mr D’Costa said. Some of the areas Paul can assist clients to understand include: Mortgage Repayments Credit Card Repayments Car Repayments Utility Bills Access to the HEEAS Grant for electricity for clients facing financial difficulty and/or hardship Advocacy and Negotiating with Creditors Bankruptcy Find out more about IMPACT's Community Navigator program The dates for the financial monthly workshops, which all start at 10am, are: Thursday, February 25 Thursday, March 25 Thursday, April 22 Thursday, May 27 Thursday, June 24 Thursday, July 22 Thursday, August 26 Thursday, September 23 Thursday, October 28 To book your place at a workshop or a one-on-one session call IMPACT on 4153 4233.